Personal Loans

  • Flexible Funding: Our personal loans provide quick access to funds for various purposes. Whether it’s a medical emergency, home renovation, or dream vacation, we’re here to support you.
  • Unsecured: No collateral required. Get the financial boost you need without pledging assets.

Personal loans are unsecured funds borrowed from banks, credit unions, or online lenders, based on factors like credit history and income. They're versatile, serving various needs like debt consolidation or home improvement. Interest rates can be fixed or variable, influenced by creditworthiness. Repayment terms range from one to seven years, with fixed monthly payments. Fees like origination or late payment charges may apply. Timely payments can boost credit scores, while defaults harm them. It's crucial to compare offers, considering factors beyond interest rates. Assessing financial readiness and reading loan terms thoroughly are vital before committing to a personal loan.

Over Draft Facilities (Flexi Loan)

  • Draft Facilities is a leading provider of comprehensive equipment leasing, financing, and management services tailored to the needs of businesses across various industries.
  • Our expertise lies in offering customized solutions that enable companies to access the equipment they require without the burden of substantial upfront investments.

With flexible terms and competitive rates, we empower organizations to optimize their operations and enhance productivity. From small enterprises to large corporations, we work closely with our clients to understand their unique requirements and deliver personalized financial solutions that align with their goals. Trust Draft Facilities to be your partner in driving business success through efficient equipment management.

Business Loans

  • Fuel Your Business: Our business loans are designed to fuel growth, enhance operations, and seize opportunities. From working capital to equipment financing, we’ve got your business covered.
  • Secured and Unsecured Options: Choose the right loan type based on your business needs.

Business loans are financial products designed to provide capital for business expenses and growth initiatives. Offered by banks, credit unions, and alternative lenders, they cater to various needs, from startup costs to expansion projects. Interest rates can be fixed or variable, determined by factors like creditworthiness and business performance. Repayment terms vary, typically ranging from one to five years, with regular installments. Fees such as origination fees and prepayment penalties may apply. Maintaining a healthy business credit profile is crucial for favorable loan terms. Careful evaluation of loan offers and understanding terms are essential steps before securing a business loan.

Credit Cards

  • Convenience and Rewards: Our credit cards offer convenience, security, and attractive rewards. Swipe confidently and enjoy exclusive benefits.
  • Tailored for You: Whether you’re a frequent traveller, a shopaholic, or a savvy spender, we have a credit card to match your lifestyle.

Credit cards are payment cards issued by financial institutions, allowing users to borrow funds to make purchases. They offer convenience and flexibility for everyday transactions, both in-person and online. Interest rates on credit card balances can be variable, often influenced by the cardholder's creditworthiness. Cardholders are typically required to make minimum monthly payments, with the option to pay off the balance in full to avoid interest charges. Various fees may apply, including annual fees, late payment fees, and foreign transaction fees. Responsible credit card usage can help build credit history, while misuse can lead to debt accmulation and financial strain.

Credit cards are payment cards issued by financial institutions, allowing users to borrow funds to make purchases. They offer convenience and flexibility for everyday transactions, both in-person and online. Interest rates on credit card balances can be variable, often influenced by the cardholder's creditworthiness. Cardholders are typically required to make minimum monthly payments, with the option to pay off the balance in full to avoid interest charges. Various fees may apply, including annual fees, late payment fees, and foreign transaction fees. Responsible credit card usage can help build credit history, while misuse can lead to debt accmulation and financial strain.

Home Loans

  • Dream Home, realized: Buying a home is a significant milestone. Our home loans make it easier by providing competitive interest rates and flexible repayment options.
  • Smooth Homeownership: Whether it’s your first home or an investment property, we guide you through the process.

Home loans, also known as mortgages, are loans provided by banks or lenders to facilitate the purchase or refinancing of a home. These loans typically have fixed or adjustable interest rates, determined by factors such as credit score and market conditions. Repayment terms can span decades, with monthly payments covering both principal and interest. Down payments are often required, with larger down payments resulting in lower monthly payments and interest rates. Fees like origination fees and closing costs may apply. Home loans enable individuals to achieve homeownership, but careful consideration of terms and financial readiness is essential before committing to a loan.

Financial Consultancy Services

  • Expert Advice: Our financial consultants are here to analyse your financial situation, offer personalized recommendations, and help you make informed decisions.
  • Wealth Management: From tax planning to investment strategies, we assist you in achieving your financial goals.

Financial consultancy services offer personalized guidance and expertise to individuals or businesses seeking to improve their financial health and achieve their goals. These services encompass a wide range of areas, including investment management, retirement planning, tax optimization, risk management, and estate planning. Experienced consultants assess clients' financial situations, provide tailored recommendations, and help implement strategies to maximize wealth growth and mitigate risks. Whether it's creating a comprehensive financial plan, managing investments, or navigating complex financial decisions, consultancy services aim to empower clients with knowledge and resources to make informed choices and secure their financial future.

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